Home Ownership In Billericay? Answer These 4 Questions to Find Out

Is It Time To Buy A Property in Billericay?  

Are you considering finding a Billericay property that has a large and roomy living space? Alternatively, you may be looking to enjoy the fantastic experience of being a homeowner and enhancing your overall net worth. Here are a few questions that can assist you in answering if purchasing a house is a good option for you. 

Can You Afford To Purchase A Home? 

Firstly, financial consideration is a crucial aspect before you make any decision. Needless to say, buying a home involves considerable financial investment. Essentially, you will be looking at handling monthly mortgage payments for several years. Thankfully, owning a home is more affordable than you may have guessed. In case you are already renting a home consistently, you are almost there.

Do You Have Your Deposit Saved Up For Home Ownership?

If you are confident about your monthly payments, the next step involves saving adequate money to handle your deposit. This is practically a lump-sum investment made when purchasing a home. Everything else is handled by your mortgage lender, and you can pay them back eventually. Usually, deposit involves about 20 percent of the cost of the house. However, this value can be dropped further through assistance programs.

Do You Know What Type Of Home You Need? 

After the financial aspects are taken care of, the next step involves determining the type of home you require. If you are a single young professional, you can pick a flat or an apartment and eventually upgrade your residence. On the other hand, you could also opt for something that has a backyard and is pet-friendly. 

Are You Ready To Set Down Some Roots? 

Lastly, it is crucial to determine if you are willing to invest emotionally and physically in your local community. Are you sure that you have a stable career and you won’t move for a while? Is your partner or spouse on the same page? Do you have children, or do you plan on having children eventually? Answering all these questions will help you pick the right neighbourhood. 


Once you are ready, you can get in touch with our professional team, and they will help you find the perfect home. If you want to learn more regarding purchasing in our area and looking at ideal homes for first-time buyers, contact us today on 07502 380768 or email mark.readings@kwuk.com